There is a lot of information about annuities on the internet. Most of it is highly biased either for or against annuities, depending on whether the site is selling annuities or competing products.
The links below are additional sources of impartial information. Much of it is from government and regulatory sources.
Downloadable Publications:
The S.E.C. Publishes a great consumer guide to variable annuities: Variable Annuities, What You Should Know
State of Ohio Annuity Buyer’s Publication
State of North Carolina Annuity Buyer’s Publication
Useful Sites:
State of Texas insurance department: Understanding Annuities
State of Delaware insurance department: Annuities: 10 Things You Should Know
Capital Strategies Press offers one of the best retirement calculators available. Because it is free form, It can be confusing, but that adds to its flexibility: [link to calculator – new window].
MarketLinking.com offers a calculator that allows the user to test the historical performance of a variety of index crediting methods: Calculator link.
National Academy of Elder Law Attorneys, Inc. https://www.naela.org/
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